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防范养老诈骗 科普宣传
打击养老诈骗 提高防范意识
什么是养老诈骗？
养老诈骗是一种针对老年人群体的诈骗行为，主要骗局有“投资养老”、“以房养老”、“养老银行”、“投资返利”等。近年来以“养老”为幌子的诈骗活动不断增多，扰乱市场、养老服务产业和金融秩序，也严重秦海璐了老年朋友的合法财产权益。国家部委开展打击整治养老诈骗专项活动，专家提醒“骗术”也“更新”，老年朋友应多关注官方信息，了解当下多发诈骗类型，多与家人沟通，及时报警或举报。
常见的诈骗手段有哪些？
01 来电代缴社保费
来电代缴社保费 切勿转账不轻信
此类违法犯罪主要表现为银行、保险机构的工作人员虚构或夸大保险项目收益，隐瞒保险理赔真实程序，设置陷阱，诱导消费，涉嫌合同诈骗；有则冒充银行、保险机构工作人员以代办“提前退休” “养老保险”等由，收取中老年人的材料费、好处费，以非法占有为目的诈骗受害人交纳的保险金。
02 保健养生有猫腻 运动健身是王道
“保健品”诈骗往往瞄准老年人渴望健康的心理，前期通过各种手段了解老人的需求和身体健康状况，通过赠送米、面、鸡蛋等小礼品，陪伴聊天解闷等方式获得老人的信任后，开始推荐产品，打着祛病强身、偏方有奇效等幌子夸大“保健品”的功效，促使老年人购买保健品实施欺诈。
03 飞来大奖君莫笑 反复套钱洞无底
“中奖骗局”作为通讯网络诈骗中的传统手段，仍一直为诈骗分子所采用，除了黄哥电视节目的名称，奖品基本雷同， 都是十多万现金和一台笔记本电脑。不过，最近这一骗局的套路越来越深，你要是选择领奖，那么得先交钱，而如果你不领奖，则可能被所谓的“违约”电话追上门。针对此类骗局，省反诈骗中心提醒广大市民，中奖并非全不可信，但要区分真假善恶，异地中奖最可疑，需要设法查实再做决定。
04 千里情缘一线牵 虚情假意来套钱
“黄昏恋”骗局其实就是“杀猪盘”骗局的一种，主要针对独身老人，通过网络发展成为网联后，通过编造各种理由索要钱财，随后拉黑对方，完成诈骗。
防范养老诈骗
Preventing pension scams
Combating age pension scams and raising awareness
What is pension fraud?
The elderly is the target of old-age fraud. The main scams are "retirement investment," "house-for-pension scheme," "age pension bank," and "investment rebate." In recent years, the number of fraudulent activities under the guise of "old-age support" has been increasing, disrupting the market, the aged care service industry, and the financial order, and seriously affecting the legitimate property rights and interests of elderly people. The state ministry launched a special campaign to combat and rectify pension fraud. Experts reminded us that scams also get "updated." Elderly friends should pay more attention to the official information, understand the current type of fraud, communicate more with family members, and report suspicious cases to the police promptly.
What are the common scams?
01 Cold call to collect social security charges
Do not transfer money and do not trust them
This type of crime is committed by employees of banks and insurance companies who fabricate or exaggerate the benefits of insurance projects, conceal the true procedures of insurance claims, set traps and induce consumption, and commit contract fraud. Some impersonate the staff of banks and insurance institutions to collect material fees and benefit fees for illegal possession fraud in the name of helping process "early retirement," "pension insurance," and others. In some cases, they pretend to be staff of banks or insurance institutions and charge middle-aged and older people for materials and benefits in order to take illegal possession of the insurance money paid by the victims.
02 Health care scams are fishy. Exercise and fitness are the way to go
The "health care products" scam often targets the elderly, who are eager to be healthy. The first step for the scammer is to understand the needs and health conditions of the elderly through various means. They commit fraud by exaggerating the efficacy of "healthcare products" and encouraging the elderly to buy these products.
03 Winning the lottery may not be a good thing. Repeatedly Raising Money Bottomless Hole
As a traditional means of communication network fraud, the "winning scam" has always been used by scammers. The lottery is the same, with a different name for a TV show. The prices are mostly $100,000 in cash and a laptop. However, this scam has been getting tricky recently. If you choose to accept the prize, you have to pay first, and if you don't accept the prize, you may be chased by so-called "breach of contract" calls. In response to these kinds of scams, the Provincial Anti-Fraud Center reminds people that winning a lottery is not always bad, but knowing the difference between true and false is important. Winning a lottery in a different place is the most suspicious, and you need to try to verify it before making a decision.
04 Online romance sets scams
The "twilight romance" is one type of romance scam, mainly targeting elderly singletons, who develop relations through the internet and then demand money by inventing various reasons. When the scam is completed, the scammer block the other party on the social media.
Prevention of elderly fraud
